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Flint Area School Employees
Credit Union
Web Site Use Rules and Internet
Privacy Statement
General Privacy Statement
In keeping with our long-standing commitment to provide our members
with the highest quality financial products and services, the Flint Area
School Employees Credit Union has developed and maintains this Web site.
We have always placed a high priority on maintaining the confidentiality
and security of our members’ personal and financial information.
Therefore, we have taken prudent and necessary steps to assure that this
Web site is secure and information transmitted is confidential.
This document sets the rules for the use of our Web site, explains the
types of information we may obtain from visitors and the security
measures we use to protect the privacy of our records and the personal
and financial information of our members.
Laws and Regulations
Flint Area School Employees Credit Union controls and maintains this Web
site from the United States of America and makes no representation that
materials are appropriate or available for use in other locations. User
access to and use of this Web site is subject to all applicable
international, federal, state, and local laws and regulations. Users of
this Web site agree to submit to the laws of the State of Michigan and
applicable federal law without regard to conflict of laws principles.
Information Collection and Use
When you browse the Web site and have not registered for any online
service from the credit union, you browse anonymously. Personal
information—such as your name, address, phone number or e-mail
address—is not collected as you browse. We do, however, use “cookies” to
inform us how and when pages on our site are visited and by how many
people. We use this data to help us determine how many visitors use
different parts of our Web site so that we may focus on and improve our
Web site to make it easier to use and more helpful for our members and
potential members. A cookie cannot retrieve any information from your
hard drive, pass on computer viruses, or capture your e-mail address.
We do use a cookie to enable our server to recognize you as an
authorized registered user of our online services.
We limit the collection of information about our members to what we need
to know to administer their accounts, to provide member services, to
offer new products and services, enhance this Web site or other
marketing materials, and to fulfill any legal or regulatory
requirements. In accordance with federal laws and regulations we provide
our members with an initial and annual privacy disclosure that informs
our members about the general uses of information we collect about them
and the security we employ to maintain the confidentiality of their
information.
(Click here to view Flint Area
School Employees Credit Union Privacy Disclosure)
Employee Access to Information
We strictly limit access to personal, financial or other information
of our members and Web site visitors to credit union officials with a
specific business purpose for knowing such information. All credit union
officials are aware of and required to follow our established privacy
policies and procedures.
Site Content
Although we try to provide accurate and timely information on our
Web site, the content on this Web site may not be accurate, complete or
current and may include technical inaccuracies or typographical errors.
From time to time changes may be made to Web site content without
notice. We may change the products, services, and any other information
described on the Web site at any time. The information published on the
non-secured areas of this Web site is for informational purposes only
and as a convenience to visitors. You should verify all information
before relying on it and decisions based upon information contained in
our Web site are your sole responsibility. If you need more specific
details or information about any information contained in our Web site,
you should contact us directly.
The products and services referred to on this Web site are offered to
our members by Flint Area School Employees Credit Union or a valued
service partner. The products and services and the applicable terms and
conditions may change at any time. The availability of these products
and services are subject to our field of membership limitations.
(Click here to find out if you are eligible to
join)
All of the information on this Web site including all images is
proprietary material of Flint Area School Employees Credit Union, unless
otherwise indicated. You may not copy, download, republish, distribute,
or reproduce any of the information contained on this site without our
express prior consent, unless otherwise indicated.
Access to Password Protected / Secured Areas
This Web site contains areas that are restricted to use only by
individuals that have been authorized to access these areas via a
password or other user identification code. We utilize appropriate
security measures to authenticate the user’s identification, insure
confidentiality of credit union and member records, protect against any
anticipated threats or hazards to the security and integrity of such
records, and to protect against any unauthorized access to our use of
such records. We regularly test our systems and procedures to assure
that our security measures meet our high standards. Any unauthorized
individual attempting to access any secured areas of this Web site may
be subject to prosecution.
E-mail
Flint Area School Employees Credit Union welcomes feedback from visitors
to this Web site, and you may do so by sending us an e-mail to
memberservices@fasecu.org.
If you do choose to contact us via e-mail, please keep in mind that your
e-mail address and any other information your e-mail header shows about
you such as your name, organization, and e-mail address will be revealed
to us. We promise that we will only use your e-mail information for the
purpose of responding to your comments or questions. Your information
will not be sold or shared with others outside of the credit union,
unless we are compelled to do so by law.
Please be very careful when communicating via e-mail as it is not
necessarily secured against interception, and we cannot guarantee its
confidentiality. We recommend that you not send any private or
confidential information to us via e-mail. If you choose to send any
such information to us via e-mail we assume no responsibility and you
accept all of the risk that it may be intercepted by an unauthorized
third party.
Links
We prohibit caching, unauthorized hypertext links to this Web site and
the framing of any content available through this Web site. We reserve
the right to disable any unauthorized links or frames at any time
This Web site contains links to other Web sites that we believe are of
interest and value to our members and visitors. Users should be aware
that these Web sites might contain their own rules and regulations,
confidentiality provisions, transmission of personal data provisions,
and other provisions that differ from the provisions provided on this
Web site. Links to another Web site do not constitute our approval or
endorsement of that Web site or any products, services, or
advertisements on that Web site. Further, we are not responsible for
your use of a linked Web site and we expressly disclaim any and all
liability related to the use of a linked Web site.
Children
We do not use this Web site to knowingly solicit data or any other
information from or market to children under the age of thirteen.
Changes to These Rules
We reserve the right to revise these Rules at any time and users are
deemed to be apprised of and bound by any changes to these Rules.
Violations of These Rules
We reserve the right to seek all remedies available at law and equity
for violations of these Rules, including the right to block access from
a particular Internet address to this Web site.
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