Savings Dividend Rates
SAVINGS ACCOUNT INTEREST RATES
These ANNUAL PERCENTAGE YIELDS are effective as of the last dividend declaration date of March 31, 2013. For additional information, call (800) 369-2786, (810) 720-8300 or (810) 664-5351. |
| Account | Minimum Deposit* | Annual Percentage Yield | Annual Dividend Rate |
| Regular Share |
$5.00** |
.15% |
.15% |
| Christmas Club |
None |
.15% |
.15% |
| Summer Check Club |
None |
.15% |
.15% |
| Mortgage Payment Club |
None |
.15% |
.15% |
| Super Club |
None |
.15% |
.15% |
| Loan Pledge Club |
None |
.15% |
.15% |
| Share Draft Account |
$100*** |
.10% |
.10% |
| HSA Share Draft Account |
None |
.10% |
.10% |
* Minimum deposit required to open the account and to obtain the stated APY.
** A minimum of $5.00 is required to maintain your share account.
*** The minimum deposit to open a share draft account is waived if you are approved for an overdraft line of credit.
These rates may change on a quarterly basis.
Any fees incurred may reduce earnings.
THE CREDIT UNION IS FEDERALLY INSURED BY THE NCUA
CERTIFICATE OF DEPOSIT INTEREST RATES
These ANNUAL PERCENTAGE YIELDS were offered within the most recent 7 calendar days and were accurate as of May 20, 2013. For additional information, call (800) 369-2786, (810) 720-8300 or (810) 664-5351. These rates may change on a weekly basis, but are fixed for the term of the certificate. A penalty may be imposed for early withdrawal. |
| Length of Certificate | Type of Certificate | Minimum Deposit* | APY (Interest Paid at Maturity) | APY (Interest Paid Monthly **) | APY (Interest Paid Quarterly) | APY (Interest Paid & Compounded Quarterly) | Annual Interest Rate |
| 91 Days |
Regular |
$2,500 |
.15% |
.15% |
N/A |
N/A |
.15% |
| 182 Days |
Regular |
$2,500 |
.15% |
.15% |
N/A |
N/A |
.15% |
| 12 Months |
Regular & IRA |
$500 |
N/A |
.27% |
.27% |
.27% |
.27% |
| 18 Months |
Regular & IRA |
$500 |
N/A |
.32% |
.32% |
.32% |
.32% |
| 24 Months |
Regular & IRA |
$500 |
N/A |
.58% |
.58% |
.58% |
.58% |
| 30 Months |
Regular & IRA |
$500 |
N/A |
.67% |
.67% |
.67% |
.67% |
| 36 Months |
Regular & IRA |
$500 |
N/A |
.76% |
.76% |
.76% |
.76% |
N/A (Rate is not available for the term shown.)
* Minimum deposit required to open the account and to obtain the stated APY.
** Minimum deposit of $5,000 required
A penalty may be imposed for early withdrawal from your Certificate of Deposit.
Any fees incurred may reduce earnings.
SAVINGS ACCOUNT INTEREST RATES
| Account | Minimum Deposit* | Annual Percentage Yield | Annual Interest Rate |
| HI-FI Account |
$2,500 |
.15% |
.15% |
| --- |
None |
.10% |
.10% |
| IRA Account |
None |
.15% |
.15% |
* Minimum deposit required to open the account and to obtain the stated APY.
The rates for HI-FI Accounts may change on a weekly basis.
The rates for IRA Accounts may change on a quarterly basis.
A penalty may be imposed for early withdrawal from your IRA Account.
Any fees incurred may reduce earnings.